If You Are Uninsured
2010 federal Affordable Care Act (ACA) requires you to purchase insurance
coverage or face an increasing tax penalty that will rise with each year of the
income Minnesotans without health
insurance should contact the county
in which you live to see if you are eligible for MinnesotaCare or Medical Assistance,
the state’s health plans for low income Minnesotans. You can also enroll in MinnesotaCare and Medicaid via MNsure, the state’s health insurance exchange, online.
you do not qualify for MinnesotaCare or Medical Assistance, you may still be eligible for a federal subsidy when you purchase insurance on MNsure.
for information about the next open enrollment period. If you have a qualifying life event, such as a birth, marriage, or loss of other health coverage
you may be eligible for enrollment now.
Hospitals have financial assistance
counselors to help you
hospital patient and financial services staff are happy to assist patients with
hospitals have financial assistance policies and offer financial assistance
counselors that can help uninsured patients consider their payment options.
Many uninsured patients qualify for steeply discounted or fully covered
hospitalization amounts based on their family income and assets documentation
provided to the hospital financial assistance counselors. In addition, all
community hospitals in Minnesota offer any patient whose family income is below
$125,000 per year a discounted rate commensurate with what the largest
commercial payer would pay the hospital.
if you are a “self-pay” patient, you should contact your hospital for a price
If you are uninsured and need medical
attention at an emergency room
the Emergency Medical Treatment and Labor Act (EMTALA), Minnesota hospitals
must screen and stabilize any patient regardless of the patient’s ability to